Comprendre le monde de l’investissement

Les avantages d'un investissement constant sur les marchés

Les investisseurs ont de meilleures chances d'atteindre leurs objectifs à long terme s'ils conservent leurs placements et évitent les décisions à court terme aux conséquences fâcheuses.

Les investisseurs ont de meilleures chances d'atteindre leurs objectifs à long terme s'ils conservent leurs placements et évitent les décisions à court terme aux conséquences fâcheuses.

Enseignement de ce graphique
Cet exemple illustre les mauvaises décisions des investisseurs en proie à l'émotion, qui achètent de façon compulsive dans les phases haussières et vendent en panique dans les phases baissières. Les marchés reviennent toujours à la normale et ceux qui ont continué à investir tirent généralement leur épingle du jeu.

Afin que la raison l'emporte, soyez tout d'abord convaincu que votre exposition aux actifs à risque vous convient et qu'elle correspond à votre optique d'investissement. Mettez également au point un cadre logique pour vos décisions financières ainsi qu'un plan pour les périodes de turbulences sur les marchés. Une approche systématique d'examen des rendements du portefeuille, à partir de directives de vente définies, s'avère également un atout précieux.

Déclarations

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CMR2023-1005-3149778